General question I know you can gather information using gather but if i want to capture all of the data stream from a user as a variable to then forward as a payload? Is there a good approach for doing so?

gather would be a good start, and if it doesnt work out you can also use a tool with the assistant to capture that data and store into a variable. it really depends on your use case and how many times you want to capture and send payloads. let me know if you want some more info